Kenya-first lending · M-Pesa ready · KYC controlled
Secure digital loan onboarding

Fast M-Pesa Loans for Kenyans

Apply online, verify your KYC, and receive funds directly to your M-Pesa number.

Start Application Calculate Repayment My Account
National ID KYCBio data + documents
M-Pesa flowDisbursements + repayments
47 countiesKenyan customer profiles
Pre-check preview Secure
Estimated available limit

KSh 12,500

KYC readyScore 8230 days
DisbursementM-Pesa
Paybill000000
Approval flowAdmin review
Service feeKSh 50
Create Borrower Account
Minimum loan

KSh 500

Maximum limit

KSh 50,000

Default term

30 days

Repayment

M-Pesa

Dynamic content

Editable homepage sections from admin.

These cards are controlled from Admin Panel → Dynamic Pages, so you can update homepage messaging without editing code.

View Dynamic Pages
Built for Kenyan digital lending

M-Pesa, KYC, counties and repayment tracking are presented clearly before signup.

Use this block to explain your platform promise and reduce borrower confusion.

Create Account
Profile-first onboarding

Customers understand that bio data and documents improve review speed.

Use this block to explain bio data, employment, income and next-of-kin readiness.

View Requirements
Repayment visibility

Borrowers can track loan balance, due dates and repayment references from the portal.

Use this block to reinforce responsible repayment and account transparency.

Repayment Guide
Borrower journey

From registration to repayment in clear steps.

The homepage now explains the full customer flow so borrowers know exactly what to do before they enter the portal.

Begin Onboarding
01
Create account

Register with phone, email and secure login details.

02
Complete bio data

Add county, income, employment, address and next of kin.

03
Upload KYC

Submit ID front/back, selfie, KRA PIN and proof of residence.

04
Apply and repay

Apply, receive review, track balance and repay through M-Pesa.

Loan estimator

Know the cost before applying.

This calculator uses your current configured rate and service fee. Final approval, disbursement and repayment schedule remain subject to admin review.

Interest15%
Service feeKSh 50
Limit rangeKSh 500 - 50,000

Repayment estimate

Move the sliders to preview repayment.

KES
Interest
KSh 0
Fee
KSh 0
Total due
KSh 0
Apply after completing your profile and KYC for faster review.
What borrowers need

Built around Kenyan onboarding requirements.

Make expectations clear before signup and reduce incomplete applications.

Kenyan phone number for account and M-Pesa references
National ID details and readable document uploads
County, address, income and employment or business details
Next-of-kin information for account completeness

Why this front page converts better

Plain Kenyan wordingExplains loan limits, M-Pesa, KYC and repayment in familiar terms.
Mobile-first layoutDesigned for borrowers using Android phones and mobile data.
Trust-first contentShows approval, security, documents and repayment expectations upfront.
Smart borrower portal

Users see onboarding progress, loan limit, KYC status, repayments and account details.

Admin-controlled decisions

Admins still control KYC review, approval, disbursement, repayments and settings.

Growth-ready lending

Clear homepage funnels customers into registration and reduces support questions.

FAQ

Common borrower questions.

Answers appear on the homepage before customers create an account.

Yes. Complete your bio data and upload KYC documents so the admin can review your account and loan request.

Repayment guidance is shown in your dashboard. Use the listed Paybill and account reference provided by the system.

Final approval is controlled by the admin or loan officer based on profile readiness, KYC, risk checks and loan rules.
Get started

Apply for a loan account in minutes.

Complete registration, finish your profile, upload KYC and submit your loan application.

Create AccountLogin