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How It Works

A simple borrower journey from registration to repayment.

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AccountKYC controlled

Apply with confidence

Create your account, complete your bio data, upload KYC documents, then submit your loan request. Your admin team reviews each application using KYC, income, repayment source and loan history information.

Borrower steps

  1. Create your account using your Kenyan phone number.
  2. Complete your profile and next-of-kin information.
  3. Upload National ID, selfie, KRA PIN and proof of residence where required.
  4. Submit your loan application and wait for admin review.
  5. Track disbursement, repayment and balance from your dashboard.